Are solar panels covered by homeowners insurance?
Check with your insurance provider to learn whether your policy provides coverage and to discuss any variables — for instance, roof-mounted vs. ground-mounted panels — that may affect your coverage.
Check with your insurance provider to learn whether your policy provides coverage and to discuss any variables — for instance, roof-mounted vs. ground-mounted panels — that may affect your coverage.
Below, we''ll cover the process of getting the right insurance
Comprehensive guide to solar panel insurance coverage. Learn about premiums, claims, owned vs leased panels, and state requirements. Updated for 2025.
If you lease your solar panels, you may not need to insure them yourself as some leasing companies carry their own insurance for the panels. However, other leasing companies may require you to
Major insurance policies for homeowners will cover solar panels because the solar panels are considered a permanent attachment to your home. In many cases, you won''t need an additional
Most rooftop solar energy systems are covered by standard homeowners policies, which doesn''t change your insurance plan. However, you may need to increase the amount of coverage on your home to
Adding solar panels to your home is a major investment, and protecting that system starts with understanding solar panel insurance. In most cases, your homeowners policy will cover
Below, we''ll cover the process of getting the right insurance coverage for your solar panel system and address common concerns about this investment in renewable energy.
Protect your green energy investment with the right insurance. Learn about solar insurance coverage options and details for peace of mind and security.
Learn how solar panel insurance protects against storms, theft, and damage. Compare coverage options to safeguard your $20k–$30k solar investment.
Contact your insurer to determine the specifics of coverage for your solar panels and your policy overall. Every company is different, so there is no single rule or policy regarding this issue.
PDF version includes complete article with source references. Suitable for printing and offline reading.